Get funds quickly without selling your cryptocurrencies

Through lending, an individual or a company can obtain a cryptocurrency loan by using the digital assets they already own as collateral.At Bit2Me, we are committed to the excellence of the operations we carry out with Bit2Me Loan, which is why we work through individual contracts in which each of the transactions made will be determined on an individual basis.To access Bit2Me Loan, you just have to contact our team and schedule an appointment to analyze each case in detail.

Users will receive their loan money in the stablecoin EURT, USDT, or USDC.

For now, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.If you deliver 1 BTC, the requested amount can be at most 50% of the value of BTC.

Yes, you do not lose ownership of the cryptocurrencies at any time, except in the event of the liquidation of the operation. The liquidation of an operation or 'LTV price execution' will by default be set at 85% of the value of the principal. That is, when the ratio between the principal and the collateral reaches 85% (principal value of 85 over a collateral value of 100). Or what would be the same, when the collateral reaches the point of representing 117.65% over the value of the borrowed principal.The settlement will be associated with a liquidation fee (derived from the management and sale of the collateral at the market price at the time): 2% on the outstanding principal with a minimum of 100 € in the equivalent value of the crypto deposited as collateral

Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. E.g., a loan of 5,000 dollars with cryptocurrency collateral valued at 10,000 dollars results in an LTV of 50% (5,000/10,000).

The periods can vary depending on the transaction and its purpose. The minimum is set at 14 days, but other periods of 30, 90, 180 days, or a longer period can also be selected.